Friday, 17 January 2014
ISLAND HOUSE SELLERS NEW MEGA WEBSITE
Good Morning
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Friday, 3 January 2014
Thursday, 5 December 2013
Wednesday, 23 October 2013
Can Your Kitchen Pass the Food Safety Test?
What comes to mind when you think of a clean kitchen? Shiny waxed floors? Gleaming stainless steel sinks? Spotless counters and neatly arranged cupboards?
They can help, but a truly "clean" kitchen--that is, one that ensures safe food--relies on more than just looks. It also depends on safe food practices. In the home, food safety concerns revolve around three main functions: food storage, food handling, and cooking. To see how well you're doing in each, take this quiz, and then read on to learn how you can make the meals and snacks from your kitchen the safest possible. QuizChoose the answer that best describes the practice in your household, whether or not you are the primary food handler.1. The temperature of the refrigerator in my home is: a. 50 degrees Fahrenheit (10 degrees Celsius) b. 41 F (5 C) c. I don't know; I've never measured it. 2. The last time we had leftover cooked stew or other food with meat, chicken or fish, the food was: a. cooled to room temperature, then put in the refrigerator b. put in the refrigerator immediately after the food was served c. left at room temperature overnight or longer 3. The last time the kitchen sink drain, disposal and connecting pipe in my home were sanitized was: a. last night b. several weeks ago c. can't remember 4. If a cutting board is used in my home to cut raw meat, poultry or fish and it is going to be used to chop another food, the board is: a. reused as is b. wiped with a damp cloth c. washed with soap and hot water d. washed with soap and hot water and then sanitized 5. The last time we had hamburgers in my home, I ate mine: a. rare b. medium c. well-done 6. The last time there was cookie dough in my home, the dough was: a. made with raw eggs, and I sampled some of it b. store-bought, and I sampled some of it c. not sampled until baked 7. I clean my kitchen counters and other surfaces that come in contact with food with: a. water b. hot water and soap c. hot water and soap, then bleach solution d. hot water and soap, then commercial sanitizing agent 8. When dishes are washed in my home, they are: a. cleaned by an automatic dishwasher and then air-dried b. left to soak in the sink for several hours and then washed with soap in the same water c. washed right away with hot water and soap in the sink and then air-dried d. washed right away with hot water and soap in the sink and immediately towel-dried 9. The last time I handled raw meat, poultry or fish, I cleaned my hands afterwards by: a. wiping them on a towel b. rinsing them under hot, cold or warm tap water c. washing with soap and warm water 10. Meat, poultry and fish products are defrosted in my home by: a. setting them on the counter b. placing them in the refrigerator c. microwaving 11. When I buy fresh seafood, I: a. buy only fish that's refrigerated or well iced b. take it home immediately and put it in the refrigerator c. sometimes buy it straight out of a local fisher's creel 12. I realize people, including myself, should be especially careful about not eating raw seafood, if they have: a. diabetes b. HIV infection c. cancer d. liver disease -------------------------------------------------------------------------------- Answers1. Refrigerators should stay at 41 F (5 C) or less, so if you chose answer B, give yourself two points. If you didn't, you're not alone. Many people overlook the importance of maintaining an appropriate refrigerator temperature.The refrigerator temperature in many households is above 50 degrees (10 C). Measure the temperature with a thermometer and, if needed, adjust the refrigerator's temperature control dial. A temperature of 41 F (5 C) or less is important because it slows the growth of most bacteria. The temperature won't kill the bacteria, but it will keep them from multiplying, and the fewer there are, the less likely you are to get sick from them. Freezing at zero F (minus 18 C) or less stops bacterial growth (although it won't kill all bacteria already present). 2. Answer B is the best practice; give yourself two points if you picked it. Hot foods should be refrigerated as soon as possible within two hours after cooking. But don't keep the food if it's been standing out for more than two hours. Don't taste test it, either. Even a small amount of contaminated food can cause illness. Date leftovers so they can be used within a safe time. Generally, they remain safe when refrigerated for three to five days. If in doubt, throw it out. 3. If answer A best describes your household's practice, give yourself two points. Give yourself one point if you chose B. The kitchen sink drain, disposal and connecting pipe are often overlooked, but they should be sanitized periodically by pouring down the sink a solution of 1 teaspoon (5 milliliters) of chlorine bleach in 1 quart (about 1 liter) of water or a solution of commercial kitchen cleaning agent made according to product directions. Food particles get trapped in the drain and disposal and, along with the moistness, create an ideal environment for bacterial growth. 4. If answer D best describes your household's practice, give yourself two points. If you picked A, you're violating an important food safety rule: Never allow raw meat, poultry and fish to come in contact with other foods. Answer B isn't good, either. Improper washing, such as with a damp cloth, will not remove bacteria. And washing only with soap and water may not do the job, either. 5. Give yourself two points if you picked answer C. If you don't have a meat thermometer, there are other ways to determine whether seafood is done:
You'll get two points for answer B, also. Foods containing raw eggs, such as homemade ice cream, cake batter, mayonnaise, and eggnog, carry a Salmonella risk, but their commercial counterparts don't. Commercial products are made with pasteurized eggs; that is, eggs that have been heated sufficiently to kill bacteria, and also may contain an acidifying agent that kills the bacteria. Commercial preparations of cookie dough are not a food hazard. If you want to sample homemade dough or batter or eat other foods with raw-egg-containing products, consider substituting pasteurized eggs for raw eggs. Pasteurized eggs are usually sold in the grocer's refrigerated dairy case. Some other tips to ensure egg safety:
Also, be sure to keep dishcloths and sponges clean because, when wet, these materials harbor bacteria and may promote their growth. 8. Answers A and C are worth two points each. There are potential problems with B and D. When you let dishes sit in water for a long time, it "creates a soup," FDA's Buchanan said. "The food left on the dish contributes nutrients for bacteria, so the bacteria will multiply." When washing dishes by hand, he said, it's best to wash them all within two hours. Also, it's best to air-dry them so you don't handle them while they're wet. 9. The only correct practice is answer C. Give yourself two points if you picked it. Wash hands with warm water and soap for at least 20 seconds before and after handling food, especially raw meat, poultry and fish. If you have an infection or cut on your hands, wear rubber or plastic gloves. Wash gloved hands just as often as bare hands because the gloves can pick up bacteria. (However, when washing gloved hands, you don't need to take off your gloves and wash your bare hands, too.) 10. Give yourself two points if you picked B or C. Food safety experts recommend thawing foods in the refrigerator or the microwave oven or putting the package in a water-tight plastic bag submerged in cold water and changing the water every 30 minutes. Gradual defrosting overnight is best because it helps maintain quality. When microwaving, follow package directions. Leave about 2 inches (about 5 centimeters) between the food and the inside surface of the microwave to allow heat to circulate. Smaller items will defrost more evenly than larger pieces of food. Foods defrosted in the microwave oven should be cooked immediately after thawing. Do not thaw meat, poultry and fish products on the counter or in the sink without cold water; bacteria can multiply rapidly at room temperature. Marinate food in the refrigerator, not on the counter. Discard the marinade after use because it contains raw juices, which may harbor bacteria. If you want to use the marinade as a dip or sauce, reserve a portion before adding raw food. 11. A and B are correct. Give yourself two points for either. When buying fresh seafood, buy only from reputable dealers who keep their products refrigerated or properly iced. Be wary, for example, of vendors selling fish out of their creel (canvas bag) or out of the back of their truck. Once you buy the seafood, immediately put it on ice, in the refrigerator or in the freezer. Some other tips for choosing safe seafood:
People with certain diseases and conditions need to be especially careful because their diseases or the medicine they take may put them at risk for serious illness or death from contaminated seafood. These conditions include:
-------------------------------------------------------------------------------- Rating Your Home's Food Practices24 points: Feel confident about the safety of foods served in your home.12 to 23 points: Reexamine food safety practices in your home. Some key rules are being violated. 11 points or below: Take steps immediately to correct food handling, storage and cooking techniques used in your home. Current practices are putting you and other members of your household in danger of food-borne illness. |
Monday, 30 September 2013
Just Listed and Priced to SELL Fast! Gain Full Access to all RECENT BankForeclosures & Distress Sales!
Subject: Just Listed and Priced to SELL Fast! Gain Full Access to
all RECENT BankForeclosures & Distress Sales!
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Friday, 20 September 2013
Hello
As fall officially starts this weekend, volatility remains … The US Federal Reserve did not follow through on its planned tapering of bond purchases this month. Markets had priced in the $40 Billion / month reduction and interest rates had risen on the expectation of tapering. We are now seeing bond yields fall. Yesterday’s drop was 0.15%!
Rising rates have leveled for now. If bond yields continue to fall, we expect to see long term interest rates start to fall again! As mentioned in my previous posts, the factors of middle east tensions, higher energy prices, and uncertainty around US debt ceiling talks next month have given the US Fed pause in tapering this month. If all goes well, we may see tapering start at the end October. If not, it will likely occur in early 2014. Why the US did not taper - http://bit.ly/1aLvlLF
With the recent surge of buyers jumping in to capitalize on 5 year mortgages at less than 3%, Minister Flaherty has threatened more tightening if house prices and debt levels continue to rise. The obvious concern is one of stability. Canada remains the only jurisdiction where the housing market did not collapse as part of the Global Financial Crisis. With elevated debt levels, the government remains concerned about debt being taken at record low rates. They fear the burden of payment shock will be too much for consumers when rates normalize -http://bit.ly/156wLRU
EDMONTON - If I’ve read one story about a possible U.S.-style housing bust in Canada, I’ve read a hundred.
Indeed, the Toronto-centric national media, whose world view apparently extends from the Don Valley Parkway to Highway 427, seem absolutely obsessed by the topic. Barely a week goes by without another breathless warning from some Toronto economist, columnist or TV news anchor about a looming price collapse.
It’s complete nonsense, in my opinion. For starters, there is no national housing market. Prices vary wildly from place to place, and always will. So while Toronto or Vancouver look pricey, many other cities — including Edmonton— simply don’t.
Of course, I’m just a newspaper scribbler. But when one of the world’s top economic forecasters says the gloom and doom crowd is out to lunch, well, that’s not as easy to dismiss.
Stefane Marion, chief economist and strategist at Montreal-based National Bank, was recently ranked among the top 20 forecasters in the world by U.S.-based Bloomberg Markets magazine. He’s the only Canadian to make that prestigious list.
In Marion’s view, those who insist that Canada’s house prices are “bubbly” — as Britian’s Economist magazine recently argued, and as The Globe and Mail dutifully reported — simply don’t understand what drives housing in the first place.
It’s simple demographics, he says. Canada’s population grew by 1.2 per cent in 2012, versus just 0.8 per cent in the U.S., and 0.2 per cent in the eurozone. Japan’s population, on the other hand, has shrunk for six straight years.
The big reason? Immigration. Newcomers accounted for fully 60 per cent of Canada’s population growth last year, he says, far more than the U.S. or Europe.
What’s more, 55 per cent of those newcomers are between the ages of 20 and 44, when many are launching careers, getting married, starting families, and yes, buying new homes.
Japan is at the opposite end of the spectrum. Its aging population, low birth rate and aversion to immigration curbs demand for housing. Yet the same Economist article that slammed Canada’s housing market as bubbly argues that Japan’s house prices are “undeservedly flat,” Marion says.
“If you don’t have household formation where are your home prices going to go? That’s the key right there. That’s where Canada really, really is different from other countries,” he says, notably in high-growth provinces like Alberta.
“It does explain why the new housing market or home resale market in Alberta seems to be so tight all the time. This is key. Household formation is just surging,” he says. “So it fascinates me that we have economists coming out and taking a shot at Canada and not taking that into account.”
That was one of several key insights Marion offered to local bank clients and advisers at a packed luncheon that was organized by Angus Watt, managing director, individual investor services at National Bank Financial.
Marion’s generally upbeat outlook for the Canadian and Alberta economies jives with the positive tone of Bank of Canada governor Stephen Poloz’s latest comments.
“We are now close to the tipping point from improving confidence into expanding capacity,” Poloz told a Vancouver Board of Trade audience on Wednesday.
Looking ahead, Marion says he expects those demographic trends to continue over the next five years. In the key 20-to-44-year age cohort, he expects India to lead all nations in population growth, at seven percent, followed by Canada, at four per cent. On the flip side, countries like Germany, France, Italy, Russia, China and Japan will show marked declines.
“Alberta would be just behind India, at six per cent. So that shows you how potent this growth is for Alberta. Alberta actually has the dynamics or properties you’d normally see in emerging economies.”
Turning to the oil markets, Marion says despite declining U.S. consumption, falling imports and soaring production — up an astounding 47 per cent in the U.S. since 2006 — Canada’s exports south of the border remain strong.
The biggest loser? OPEC, whose share of U.S. imports has declined from 55 per cent in 2008 to just 46 per cent last year, he says.
“By next year the U.S. will produce as much crude as it did in the 1980s, so we have to cope with this energy revolution in the U.S. . . . but Canada is shipping as much oil and petroleum products to the U.S. as all of OPEC put together. I never thought this would happen anytime soon, so that’s a big, big deal.”
As for TransCanada’s proposed $12 billion Energy East oil pipeline, which would carry Alberta bitumen to refineries in Quebec and New Brunswick, Marion says the potential economic upside for Canada is big, since it would displace higher-priced Brent crude imports from unstable countries like Algeria, Kazakhstan and Angola.
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